Privacy Policy

1. Purpose of Processing

We process your personal information strictly for the following purposes:

• Member authentication, account security, and service management
• Providing money management and ledger tracking features (income, expense, transfer, budgets)
• Customer support, issue resolution, and password reset email delivery

2. Categories of Information Collected

• Account Registration: Username, Encrypted Password, Nickname, Email address
• Google OAuth: Google Unique ID, Name, Email, Profile Picture URL
• Ledger Entries: Transactions, account names, amount balances, categories, and financial notes entered by the user

3. Data Retention and 5-Year Automatic Purging

1. [Account Deletion Purging] When you request account deletion through [Profile > Delete Account], all your records, account credentials, and personal ledger entries are immediately and permanently purged from our live database.
2. [5-Year Auto-Purging Policy] For server scalability and database optimization, financial ledger entries older than five (5) years are automatically deleted via regular maintenance routines. Users may download their data prior to this period via [Data Management > Download Archive].

4. Security Safeguards

We employ industry-grade encryption (HTTPS Full Strict SSL, one-way password hashing, prepared database statements) to guarantee that your data is safe and inaccessible to unauthorized third parties.

5. Privacy Officer Contact

For any privacy inquiries or data rights requests, please contact us at: [email protected].