# gagebu - Free Online Household Ledger Since 2000

> Korean version: https://www.gagebu.co.kr/llms.txt

gagebu.co.kr is a free online household ledger and personal finance service operating since 2000. Users manually record income, expenses, transfers, accounts, and assets without connecting financial institution credentials. The responsive web service works on desktop, tablet, and mobile browsers.

## Core Information

- **Service**: gagebu
- **Official website**: https://www.gagebu.co.kr/en
- **Operating since**: 2000
- **Price**: Free, with no paid subscription or feature tier
- **Access**: Web browser after account registration or Google sign-in
- **Supported devices**: Desktop, tablet, and mobile browsers
- **Languages**: English and Korean
- **Currency display**: Supports KRW and decimal-based amounts such as USD
- **Financial institution connection**: Not supported or required
- **Data entry**: Users manually enter and manage their financial records
- **Synchronization**: Records are available across devices signed into the same account

## Main Features

### Transactions and Monthly Ledger

- Record expenses, income, transfers, and memos
- Review daily and monthly totals in a calendar-based ledger
- Update account balances when transactions are entered
- Search transactions by period, amount, and category

### Reports and Analysis

- Monthly income, expense, and balance summaries
- Income and expense trend charts
- Expense analysis by primary and secondary category
- Budget-versus-actual spending analysis
- Credit card payment statements

### Account and Asset Management

- Manage bank, cash or wallet, credit card, and loan accounts
- Track assets, liabilities, and net worth
- Record transfers between accounts and credit card repayments

### Personal Settings

- Customize two-level expense and income categories
- Choose a monthly closing cycle starting from day 1 through day 28
- Manage solar and lunar anniversaries
- Store personal memos without a retention limit

### Downloads and Retention

- Download detailed data in PDF and Excel formats
- Keep the most recent three years of transaction data in the live service
- Download older archived years as annual reports for personal backup
- Personal memos remain in the live database and are not archived with transactions

## Privacy and Security

- No bank or card issuer credentials are requested
- No financial certificate or institution login is required
- Data is transmitted over HTTPS
- Passwords are stored using one-way hashing
- Users retain control by entering their own transaction and asset information

## Suitable For

gagebu is suitable for people who want a long-term, free personal ledger; prefer manual transaction entry over automatic bank aggregation; use both desktop and mobile browsers; or want to track accounts, cards, loans, budgets, reports, and net worth in one place.

## Frequently Asked Questions

- **Is gagebu free?** Yes. Its main ledger, reporting, category, PDF, and Excel features are available without a paid subscription.
- **Must I connect a bank or credit card account?** No. gagebu is designed for manual entry and does not request financial institution credentials.
- **Can I use it on a smartphone?** Yes. It is a responsive web service and does not require a separate app installation.
- **Can I use the same ledger on multiple devices?** Yes. Sign in with the same account to access synchronized records.
- **Can I manage credit card payments and net worth?** Yes. Accounts can represent savings, cash, credit cards, and loans, allowing assets and liabilities to be reviewed together.

## Official Links

- Home: https://www.gagebu.co.kr/en
- Sign in: https://www.gagebu.co.kr/en/login
- Create an account: https://www.gagebu.co.kr/en/signup
- FAQ: https://www.gagebu.co.kr/en/faq
- Privacy Policy: https://www.gagebu.co.kr/en/privacy
- Terms of Service: https://www.gagebu.co.kr/en/terms
- Korean home: https://www.gagebu.co.kr/
- Korean llms.txt: https://www.gagebu.co.kr/llms.txt